Swiss health insurance is divided into compulsory Basic Insurance (LAMal/KVG) and optional Supplementary Insurance (LCA/VVG).
Basic Health Insurance (LAMal)
- Mandatory for all Swiss residents.
- Coverage defined by federal law (identical across all insurers).
- Guaranteed acceptance regardless of age or pre-existing conditions.
Supplementary Insurance (LCA)
- Optional private policies.
- Covers dental care, alternative medicine, glasses/contacts, and private hospital rooms.
- Insurers evaluate medical questionnaires and may reject applicants.
Tag correlati:
#lamal
#lca
#supplementary insurance
#swiss healthcare
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